Empowering you with the tools to make wise insurance decisions

Health insurance covers a variety of things, from your regular checkups and family care to your major medical expenses. The types of services that are covered will vary with different healthcare providers and plan types, so it is important to determine your needs before buying a specific health insurance plan.

Health insurance helps you manage the costs of your family’s healthcare, including regular doctor visits and unexpected illnesses and injuries.
Just one serious illness or an emergency procedure can have dire consequences for your financial health if you aren’t insured properly. Health insurance coverage may seem expensive, but if you compare your premiums to the cost of out-of-pocket payment for surgery and other medical procedures, there’s no question that healthcare insurance premiums are far lower in cost.

We suggest that you start by assessing your needs. If you’re prone to illness, play high impact sports, or have a risky profession, it may be better to have a lower deductible plan rather than one with a high deductible, because you may use your health plan often.