Hi! I’m vanessa Halloum

Licensed Insurance Agent in 30+ states

Empowering you with the tools to make wise insurance decisions!

 

Looking for an Affordable Health Insurance Plan?

Most people  have no idea that there are several new health insurance options available and if you’re healthy you may even qualify for special plans at special rates.

Confused About Insurance?

Don’t Worry! I’m here to guide you every step of the way!

Picking the right health insurance or life insurance policy for you and your family can seem like an overwhelming task. You need someone on your side who will explain your options and be honest and upfront with you about all the different plans. That’s why this is much more than a career for me. I’m on a mission to empower my clients with the information they need to make the best decisions for their family.

Health Insurance Plans

Health insurance for you and your family that fits within your budget.

Supplemental Insurance Plans

Need something to compliment your existing insurance? Dental insurance, vision insurance, income protection, we have many options!

Small Business Insurance

Looking for a better health insurance policy for you and your employees? We have several options! Call us today!

Medicare Supplemental Insurance

Turning 65? Looking to save money on your Medicare insurance premiums? I can help! Schedule a time for us to chat.

Confused about Health Insurance?
Not sure where to start?

Don’t worry! I’m here to help! My passion is educating people on how the different health insurance plans work so they can make the best decision for themselves and their family.

I also like to make sure my clients know how to use their health plan. I don’t disappear after we pick your plan, I actually come with it! You will have access to me on the same phone number my family members reach me and I’m always available to help you.

What Does Health Insurance Cover?

Health insurance covers a variety of things, from your regular checkups and family care to your major medical expenses. The types of services that are covered will vary with different healthcare providers and plan types, so it is important to determine your needs before buying a specific health insurance plan.

How Does Health Insurance Work?
Health insurance can help you pay for your routine healthcare costs as well as your major medical expenses (like hospitalization), depending on the type of plan you choose. Whether you get your health insurance through your employer or privately, you will pay a monthly premium of some kind. You may also have co-pays, deductibles, and coinsurance, which vary between plans and coverage.
Why Is Health Insurance So Important?

Health insurance helps you manage the costs of your family’s healthcare, including regular doctor visits and unexpected illnesses and injuries.
Just one serious illness or an emergency procedure can have dire consequences for your financial health if you aren’t insured properly. Health insurance coverage may seem expensive, but if you compare your premiums to the cost of out-of-pocket payment for surgery and other medical procedures, there’s no question that healthcare insurance premiums are far lower in cost.

What Does Health Insurance Cost?
The cost of health insurance varies based on your plan type, whether you have insurance through an employer or private insurer, which state you live in, and how much of the insurance you cover (deductibles, co-pays, and/or co-insurance). Additionally, if you purchase your coverage through the healthcare exchange (Obamacare), you may qualify for government subsidies based on your household income.
How do I Get Health Insurance?
When you begin your search for health insurance, you can look on the private market or through your state’s healthcare exchange. For those who are new to the process, it can be overwhelming, and that’s where a Licensed Health Insurance Broker can help. Your broker will look at all your options and make suggestions so you can make an educated decision.

We suggest that you start by assessing your needs. If you’re prone to illness, play high impact sports, or have a risky profession, it may be better to have a lower deductible plan rather than one with a high deductible, because you may use your health plan often.

About Vanessa

If there’s one thing Vanessa loves to do, it’s empower people! Vanessa writes inspirational books for women, creates networking opportunities for entrepreneurs, and empowers her clients with the tools and education they need to navigate the crazy world of insurance.

She refuses to call herself a “sales person”. She believes consumers are too smart to fall for “salesy” techniques and deserve full transparency and integrity when it comes to insurance.

Instead, Vanessa is your insurance advocate. Not only will she make sure you are comfortable with your health insurance plan, but she will also make sure your plan is working for you.

Testimonials

“Extremely Efficient and Dedicated to her clients… Always going the extra mile to confirm details and to make sure clients are served to the best of her ability!!!”

BB from Phoenix, AZ

“I have never come across such a professional who is caring and willing to explain everything to make sure I fully understood everything. She made sure I looked at all of my options and I understood everything that I was able to make the right decision for myself and my family.”

BH from Tampa, FL

I was very frustrated in the process, Vanessa was absolutely amazing making sure all my questions were answered . She really goes above and beyond .

RP from Gilbert, AZ

Health Insurance is confusing enough. You need someone you can trust on your side!

Licensed in 30 States

Don’t Be Shy! Send Me A Message…